Debt Management Specialist Moorefield WV
Location: Moorefield, West Virginia
Description: Summit Community Bank is currently seeking to employ Debt Management Specialist Moorefield WV right now, this job will be dwelled in West Virginia. For complete informations about this job opportunity kindly read the description below.
- Excellent computer skills (Microsoft Office, Advanced Microsoft Outlook).
- Good verbal communication skills and proper telephone etiquette.
- Strong organizational and negotiation skills.
- Previous collection experience a plus.
Contact customers by telephone and discuss the circumstances causing the delinquent status of their accounts. Work with customers to resolve the delinquent status of accounts, discuss possible financial arrangements that would resolve temporary problems, inform them of potential legal actions, and suggest financial counseling to arrive at suitable payment arrangements.
Communicate with delinquent borrowers in an attempt to obtain late payments, using various means of contact such as telep hone, recommending letters, and personal visits. Utilize effective human relation skills and various forms of persuasion to present a positive bank image in an already negative situation. Document all collection actions taken, such as telephone conversations, alternative financial arrangements made, and so forth.
Make recommendations of loan extensions or refinancing to Loan Officer under authority from Director of Debt Management.
Utilize methods of collection under terms of the loan contract, depending on the feasibility and applicability of each case if initial collection attempts do not secure required payment.
Assist with maintenance and resale of foreclosed (OREO) and repossessed items.
Verify all OREO property inspections reports have been completed and scanned to the file.
Complete condition reports on repossessed vehicles.
Maintain positive relations with all custom ers, discussing sensitive personal financial circumstances in a direct, yet tactful, manner.
Report weekly to Director of Debt Management.
Traveling will be necessary for maintenance and review of OREO properties. Travel expenses must be within reason and require prior approval by the Director of Debt Management.
Perform other related duties assigned.
Relationships: The Debt Management Specialist works with other members of the Debt Management department, all Lending staff, the Accounting Department, the Appraisal Department, clients, attorneys, appraisers, realtors, contractors, and towing companies.
Summit Financial Group and the Subsidiaries are an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.
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If you were eligible to this job, please giv e us your resume, with salary requirements and a resume to Summit Community Bank.
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This job will be opened on: Sat, 12 May 2018 14:45:57 GMT